About Company
Join a dynamic team where precision meets purpose. Career.zycto is at the forefront of financial talent placement, connecting top professionals with leading opportunities across Southeast Asia. We empower individuals to thrive in challenging yet rewarding environments, fostering growth and innovation. For a Credit Analyst, this means access to diverse portfolios and the chance to shape financial strategies with autonomy. We believe in creating pathways for career advancement and valuing the expertise that drives economic success, offering a supportive ecosystem for specialized finance professionals.
Advertisement
Job Description
Career.zycto is seeking a highly skilled and motivated Credit Analyst to join our esteemed client’s finance team, based near the vibrant Changi Airport in Singapore. This is an exceptional opportunity for a professional who excels in financial analysis and risk assessment, while also valuing the flexibility to manage their work-life balance effectively. As a Credit Analyst with a flexible schedule, you will be instrumental in evaluating creditworthiness, mitigating financial risks, and contributing to sound lending decisions for a diverse portfolio of clients. You will delve deep into financial statements, market trends, and industry-specific data to provide comprehensive credit reports and recommendations.
This role offers the unique advantage of a flexible work arrangement, empowering you to structure your work week in a way that best suits your personal and professional needs, while still ensuring all core responsibilities are met. We understand that peak performance is achieved when individuals have autonomy over their schedules, and this position is designed to foster that environment. You will collaborate closely with internal stakeholders, including sales, legal, and senior management, to ensure a holistic approach to credit risk management. The ideal candidate will possess a keen eye for detail, strong analytical capabilities, and excellent communication skills to articulate complex financial information clearly and concisely. If you are passionate about credit analysis and are looking for a role that offers both intellectual challenge and personal flexibility, we encourage you to explore this exciting opportunity. Grow your career with a company that truly values its employees and supports a harmonious integration of work and life.
Key Responsibilities
- Conduct thorough financial analysis of client applications, including reviewing financial statements, cash flow projections, and credit histories.
- Assess and evaluate credit risk for new and existing clients, preparing detailed credit reports and recommendations for approval or denial.
- Monitor portfolio performance, identify potential risks, and recommend proactive measures to mitigate exposure.
- Ensure compliance with internal credit policies, regulatory requirements, and industry best practices.
- Collaborate with sales and relationship managers to gather necessary client information and provide credit insights.
- Present credit assessments and findings to senior management and credit committees.
- Stay abreast of economic trends, market conditions, and industry developments impacting credit risk.
- Develop and maintain strong working relationships with internal departments and external partners.
- Contribute to the continuous improvement of credit analysis processes and tools.
Required Skills
- Minimum 3 years of experience in credit analysis or a related financial role.
- Strong understanding of financial statements, accounting principles, and financial ratios.
- Proficiency in financial modeling and data analysis tools (e.g., Excel, financial software).
- Excellent analytical, problem-solving, and decision-making abilities.
- Exceptional written and verbal communication skills.
- Ability to work independently and manage multiple priorities effectively within a flexible schedule.
- Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
Preferred Qualifications
- Master's degree or professional certifications (e.g., CFA, FRM) are a plus.
- Experience with credit risk management software and platforms.
- Knowledge of specific industry sectors relevant to the client's portfolio.
- Familiarity with Singapore's financial regulatory landscape.
Perks & Benefits
- Competitive salary and performance-based bonuses.
- Flexible work schedule options to promote work-life balance.
- Comprehensive health and wellness benefits package.
- Generous paid time off and public holidays.
- Opportunities for professional development and career growth.
- Access to ongoing training programs and industry certifications.
- Vibrant and supportive work environment.
- Employee assistance program.
- Convenient location with easy access to public transport.
How to Apply
Ready to take on this exciting challenge? Unlock your potential with a role that values your expertise and your life. Please click on the application link below to submit your resume and cover letter. We look forward to reviewing your application!
Advertisement
