About Company
Seeking a dynamic start to your finance career? Career.zycto offers an unparalleled environment for aspiring credit professionals. We are a forward-thinking organization dedicated to nurturing talent, providing comprehensive training, and fostering a collaborative culture where your contributions are valued from day one. Our commitment to innovation and professional development ensures that as a Credit Assessment Trainee, you’ll gain hands-on experience and a robust skill set crucial for long-term success in the financial services sector. Join us and build a solid foundation for your future in credit analysis.
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Job Description
Are you a recent graduate eager to dive into the world of finance and develop expertise in credit risk analysis? Career.zycto is seeking a highly motivated and detail-oriented Credit Assessment Trainee to join our vibrant team in Dubai Festival City. This is an exceptional entry-level opportunity designed for individuals who are passionate about understanding financial data, assessing risk, and contributing to informed decision-making. As a Credit Assessment Trainee, you will embark on a structured learning journey, gaining practical experience in evaluating credit applications, analyzing financial statements, and preparing comprehensive credit reports under the guidance of seasoned professionals. This role will provide you with foundational knowledge in credit principles, regulatory compliance, and market dynamics specific to the UAE and broader GCC region. You will be instrumental in supporting our credit team, ensuring accuracy and efficiency in our assessment processes. We are looking for someone with a strong analytical mindset, excellent communication skills, and a genuine interest in building a career in credit assessment within a fast-paced and supportive environment. If you’re ready to learn, grow, and make a tangible impact, we encourage you to apply.
Key Responsibilities
- Assist in the collection and verification of financial data and supporting documents from applicants.
- Support senior credit analysts in the analysis of financial statements, cash flow projections, and credit histories.
- Learn to identify and assess key credit risks associated with various types of credit applications.
- Prepare preliminary credit reports and summaries, ensuring accuracy and adherence to internal guidelines.
- Conduct industry and market research to support credit assessment decisions.
- Maintain organized and up-to-date client files and documentation.
- Collaborate with sales and operations teams to gather necessary information and clarify discrepancies.
- Participate in training sessions and workshops to enhance knowledge of credit policies, procedures, and relevant regulations.
- Ensure compliance with company policies and relevant financial regulations.
Required Skills
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
- Strong analytical and numerical reasoning skills.
- Excellent attention to detail and accuracy.
- Proficiency in Microsoft Office Suite, especially Excel.
- Strong written and verbal communication skills in English.
- Ability to work effectively both independently and as part of a team.
- Proactive attitude and a strong desire to learn and develop.
Preferred Qualifications
- Prior internship experience in a finance or banking setting is a plus.
- Basic understanding of financial statements and accounting principles.
- Knowledge of credit assessment methodologies or risk management concepts.
- Fluency in Arabic is an advantage.
Perks & Benefits
- Comprehensive training and mentorship program.
- Opportunity for career progression within a growing organization.
- Competitive trainee salary.
- Health insurance benefits.
- Dynamic and supportive work environment.
- Exposure to diverse financial products and client portfolios.
- Professional development opportunities and workshops.
How to Apply
Eager to kickstart your career in credit assessment? Please click on the application link below to submit your resume and a cover letter detailing your interest in this trainee position and why you believe you’d be a great fit for Career.zycto.
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