About Company
Career.zycto empowers financial professionals to achieve their full potential. We champion a collaborative and supportive environment where precision and client focus are paramount. For a mortgage processing clerk, joining us means becoming an integral part of a team dedicated to streamlining crucial financial transactions, ensuring every detail is handled with care and efficiency. We are rapidly growing, offering unique stability and progression paths for those committed to excellence in the mortgage sector. Our commitment to employee development makes us an ideal place to build a lasting career.
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Job Description
Are you meticulously organized, detail-oriented, and passionate about facilitating crucial financial journeys for clients? Career.zycto is seeking a dedicated and experienced Mortgage Processing Clerk to join our dynamic team in St Johannis, Nuremberg. In this pivotal full-time role, you will be instrumental in the smooth and efficient processing of mortgage applications, ensuring compliance with all regulatory requirements and internal policies. This isn’t just a clerical position; it’s an opportunity to be at the heart of our client’s most significant financial decisions, directly impacting their ability to achieve homeownership.
As a Mortgage Processing Clerk, you will manage a portfolio of mortgage applications from initial submission through to closing. Your daily tasks will involve a thorough review of application documents for accuracy and completeness, including credit reports, income statements, asset verifications, and property appraisals. You will be responsible for coordinating seamlessly with loan officers, underwriters, clients, and third-party vendors (such as appraisers and title companies) to gather all necessary information and documentation in a timely manner. Maintaining meticulous and confidential records within our loan origination system will also be a key responsibility, ensuring all data is accurate and easily retrievable for audits and compliance checks.
We are looking for an individual who thrives in a fast-paced, deadline-driven environment, can manage multiple priorities without compromising on quality or attention to detail, and possesses an unwavering commitment to customer service excellence. Your ability to communicate clearly and professionally, both verbally and in writing, will be crucial when interacting with various stakeholders.
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Your expertise will directly contribute to our clients’ homeownership dreams, making a tangible impact within our organization and the broader community. You will be expected to stay updated on current mortgage regulations, industry best practices, and technological advancements in loan processing, continuously seeking ways to optimize our processes for greater efficiency and client satisfaction. Career.zycto prides itself on fostering a supportive and professional work environment where your contributions are valued, and your professional growth is encouraged through ongoing training and development opportunities. If you are ready to apply your processing prowess to a role that truly matters, where your precision and dedication drive success, we invite you to explore this exciting opportunity to grow with us.
Key Responsibilities
- Review mortgage loan applications for completeness and accuracy, ensuring all required documentation is submitted.
- Verify borrower information, including credit, income, assets, and liabilities.
- Order and review third-party reports such as appraisals, title searches, and flood certifications.
- Communicate proactively with loan officers, borrowers, and third-party vendors to obtain missing or clarifying information.
- Prepare loan files for underwriting, ensuring all conditions are met and compliant with regulatory guidelines.
- Manage and prioritize a pipeline of mortgage applications to meet closing deadlines.
- Maintain accurate and organized electronic and physical loan files.
- Stay current with all federal and state mortgage lending regulations and company policies.
- Address and resolve any issues or discrepancies that arise during the processing stage.
- Provide exceptional customer service throughout the loan process.
Required Skills
- Proven experience as a Mortgage Processor, Mortgage Processing Clerk, or similar role (minimum 2 years).
- Strong understanding of mortgage lending procedures, regulations (e.g., RESPA, TILA, TRID), and compliance requirements.
- Proficiency in loan origination software (LOS) and Microsoft Office Suite.
- Excellent organizational and time management skills with the ability to manage multiple priorities.
- High level of accuracy and attention to detail.
- Strong verbal and written communication skills in English and German.
- Ability to work independently and as part of a team.
- Problem-solving aptitude.
Preferred Qualifications
- Formal education or certification in finance, business administration, or a related field.
- Experience with specific German mortgage market regulations.
- Familiarity with CRM systems.
- Proven track record of exceeding processing efficiency targets.
Perks & Benefits
- Competitive salary package.
- Comprehensive health and wellness benefits.
- Generous paid time off and public holidays.
- Professional development and continuous learning opportunities.
- Modern and ergonomic office environment in Nuremberg.
- Team-building events and social gatherings.
- Contribution to a company pension scheme.
- Commuting assistance (e.g., public transport subsidy).
How to Apply
If you are ready to take on a challenging and rewarding role where your skills make a direct impact, we encourage you to apply today! Please click on the application link below to submit your resume and cover letter. We look forward to reviewing your application.
