About Company
Protecting integrity is at the core of what we do. At Career.zycto, we are a forward-thinking entity dedicated to safeguarding our clients and operations against the evolving landscape of financial malfeasance. We thrive on innovation, employing cutting-edge analytics and robust methodologies to preempt and resolve complex fraud cases. For a discerning Fraud Investigator, Career.zycto offers an unparalleled environment to leverage their expertise, make a tangible impact, and grow within a team that values ethical practice and meticulous analysis. Join us in our mission to uphold trust and security in the digital age.
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Job Description
Career.zycto is actively seeking a highly analytical and experienced Fraud Investigator to join our dedicated team in the vibrant Olympiapark Area of Munich. In an era where financial security and ethical conduct are paramount, your role will be critical in protecting our assets, clients, and reputation from sophisticated fraudulent activities. This full-time position demands a keen eye for detail, exceptional problem-solving abilities, and a proactive approach to identifying, investigating, and mitigating potential fraud risks across various platforms and transactions. You will be instrumental in upholding the integrity of our operations and safeguarding against financial crime.
As a Fraud Investigator, you will be at the forefront of our defense, diving deep into complex data sets, transaction patterns, and digital footprints to unearth suspicious activities. Your responsibilities will extend beyond mere detection; you will meticulously gather evidence, conduct thorough interviews, and collaborate seamlessly with internal stakeholders, including legal, compliance, and risk management teams, to build comprehensive case files. The objective is not just resolution, but also to inform and implement strategic enhancements to our fraud detection and prevention frameworks. Your expertise will not only lead to the successful resolution of existing fraud cases but also contribute significantly to the continuous development and enhancement of our proactive strategies, ensuring we stay ahead of evolving threats. We expect you to stay abreast of the latest fraud trends, regulatory requirements (such as GDPR and local financial regulations), and technological advancements to continually fortify our defenses and adapt our methodologies.
This role is ideal for a professional who thrives in a fast-paced, challenging environment, possesses an unwavering commitment to justice, and has a proven track record in financial crime investigation. You will be instrumental in maintaining the trust our clients place in us by ensuring the integrity and security of our financial ecosystem. We offer a stimulating work environment where your investigative prowess will be continually challenged and refined, providing ample opportunities for professional growth, continuous learning, and direct impact on our organizational security. If you are passionate about combating fraud, dedicated to upholding the highest standards of ethical conduct, and eager to contribute to a secure financial future, Career.zycto invites you to apply and contribute your invaluable skills to a team that makes a tangible difference every day.
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Key Responsibilities
- Conduct detailed, end-to-end investigations into suspected fraudulent activities across various channels.
- Analyze complex financial data, transaction histories, and digital footprints to identify patterns and anomalies indicative of fraud.
- Prepare comprehensive and accurate investigation reports, compiling evidence, findings, and actionable recommendations for resolution and prevention.
- Collaborate effectively with internal teams including legal, compliance, risk management, and product development, as well as external law enforcement agencies when necessary.
- Identify emerging fraud trends, typologies, and vulnerabilities, contributing to the continuous improvement of fraud detection and prevention strategies and systems.
- Interview involved parties, including witnesses and suspects, while adhering to legal and ethical guidelines to gather relevant information and evidence.
- Ensure strict adherence to all relevant regulatory requirements (e.g., GDPR, AML, local financial laws) and internal company policies throughout all investigative processes.
Required Skills
- Proven experience (minimum 4 years) as a Fraud Investigator, Financial Crimes Analyst, or similar role.
- Strong analytical acumen and exceptional critical thinking skills, with the ability to interpret complex data.
- Proficiency in data analysis tools and investigative software (e.g., SQL, Excel, forensic tools).
- Excellent written and verbal communication skills in English and German, capable of producing clear and concise reports.
- Ability to work autonomously with minimal supervision, demonstrating strong organizational and time management skills.
- Unwavering integrity, ethical conduct, and discretion when handling sensitive information.
- In-depth understanding of financial products, transaction flows, and common fraud schemes.
Preferred Qualifications
- Bachelor's degree in Finance, Criminology, Law, Business Administration, Economics, or a related field.
- Relevant certifications such as Certified Fraud Examiner (CFE) or ACAMS (Association of Certified Anti-Money Laundering Specialists).
- Experience with advanced analytics tools and programming languages (e.g., Python, R) for data analysis and fraud modeling.
- Comprehensive knowledge of European financial regulations, data protection laws (GDPR), and anti-money laundering (AML) legislation.
- Fluency in additional European languages pertinent to the market.
Perks & Benefits
- Highly competitive salary package and attractive performance-based bonuses.
- Comprehensive health, dental, and vision insurance coverage.
- Generous paid time off, including public holidays and an annual leave allowance.
- Significant opportunities for continuous professional development, training, and support for relevant certifications (e.g., CFE).
- Modern, ergonomic office space located in the vibrant Olympiapark area, with excellent public transport links.
- Company-sponsored pension scheme to secure your financial future.
- Flexible working hours where applicable, promoting work-life balance.
- Regular team-building events, social gatherings, and company-wide celebrations.
How to Apply
Interested candidates are encouraged to apply directly by clicking on the application link below. Please ensure your resume highlights your relevant experience and skills for this role. We look forward to reviewing your application.
