About Company
Career.zycto is rapidly redefining the landscape of financial technology, seeking innovative solutions and driving market efficiency. We thrive on empowering our teams to tackle complex challenges, fostering an environment where analytical prowess and clear communication are paramount. For a Payment Systems Analyst, this means direct involvement in shaping crucial financial infrastructures. Join us, and contribute to a forward-thinking entity dedicated to precision, security, and global financial integrity.
Job Description
Career.zycto is seeking a highly skilled and meticulous Payment Systems Analyst to join our dynamic team in York. In this pivotal role, you will be instrumental in ensuring the smooth, secure, and efficient operation of our diverse payment processing systems. We are looking for an individual with a keen eye for detail, exceptional analytical capabilities, and a robust understanding of financial transaction flows and regulatory compliance within the payments sector. This role is uniquely positioned to bridge technical expertise with business requirements, demanding clear and articulate communication, particularly in English, to collaborate effectively with both technical and non-technical stakeholders across international teams.
You will be responsible for analyzing payment system performance, identifying areas for improvement, and troubleshooting complex issues that may arise. This involves diving deep into transaction data, interpreting system logs, and collaborating with development and operations teams to implement robust solutions. A significant part of your contribution will involve participating in the testing and deployment of new payment features and integrations, ensuring they meet our stringent quality and security standards. The successful candidate will also play a key role in monitoring industry trends and regulatory changes, helping to adapt our payment strategies to maintain competitiveness and compliance. This is an exciting opportunity for an analyst who is passionate about payments, enjoys problem-solving, and thrives in a fast-paced, innovative environment where their contributions directly impact global financial operations.
Key Responsibilities
- Analyze and monitor the performance of existing payment systems, identifying bottlenecks and areas for optimization.
- Investigate and resolve complex payment processing issues, collaborating with technical support and engineering teams.
- Ensure compliance with relevant payment regulations (e.g., PSD2, PCI DSS) and internal policies.
- Participate in the design, testing, and implementation of new payment features, integrations, and fraud prevention measures.
- Develop and maintain comprehensive documentation for payment system processes, configurations, and troubleshooting guides.
- Collaborate with product managers, business analysts, and other stakeholders to gather requirements and define solutions.
- Provide expert advice and support on payment-related queries to internal teams and external partners.
- Stay abreast of emerging payment technologies, industry best practices, and regulatory changes.
- Conduct root cause analysis for payment incidents and propose preventative measures.
Required Skills
- Proven experience as a Payment Systems Analyst or similar role within financial services or fintech.
- Strong understanding of payment processing workflows, protocols (e.g., ISO 20022), and network schemes (e.g., Visa, Mastercard, BACS, SEPA).
- Proficiency in data analysis tools (e.g., SQL, Excel, Python for data scripting).
- Excellent analytical, problem-solving, and critical thinking skills.
- Exceptional written and verbal communication skills in English, suitable for technical and non-technical audiences.
- Ability to work independently and as part of a distributed team.
- Familiarity with regulatory compliance in the payments industry.
Preferred Qualifications
- Bachelor's degree in Finance, Computer Science, Information Systems, or a related field.
- Experience with specific payment gateways or payment service providers.
- Knowledge of fraud detection and prevention techniques.
- Certifications in payment industry standards (e.g., PCI DSS ISA/QSA, ACPAP).
- Experience with Agile/Scrum methodologies.
Perks & Benefits
- Competitive salary and performance-based bonuses.
- Comprehensive health and wellness benefits.
- Generous paid time off and public holidays.
- Pension scheme with employer contributions.
- Opportunities for professional development and continuous learning.
- Modern, collaborative office environment with excellent transport links.
- Regular team-building events and social activities.
How to Apply
Interested candidates are encouraged to click on the application link below to submit their resume and a cover letter detailing their relevant experience and why they are a great fit for this role at Career.zycto. Please ensure your application clearly highlights your expertise in payment systems analysis and your strong English communication skills.
