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Insurance Agent – Sales & Claims (Commission-Based)

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🏢 Career.zycto📍 Montego Bay, St. James💼 Full-Time💻 On-site🏭 Insurance💰 Commission-based, earning potential up to JMD 3,000,000 per year

About Company

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At Career.zycto, we empower ambitious individuals to build thriving careers in the insurance sector. We’re actively seeking dynamic Insurance Agents to join our growing team in Montego Bay, focusing on both sales and claims management. This isn’t just a job; it’s an opportunity to shape your financial future through a commission-based structure that rewards your drive and success. We provide comprehensive training, robust support, and access to a diverse portfolio of products, ensuring you have all the tools to excel. Become a vital link between clients and peace of mind, contributing significantly to both your personal growth and our collective mission to secure futures.

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Job Description

Are you a driven, results-oriented individual with a passion for helping others secure their future? Career.zycto is actively seeking dynamic and entrepreneurial Insurance Agents specializing in Sales & Claims to join our thriving team in Montego Bay, St. James. This is a unique, commission-based opportunity designed for ambitious professionals eager to build a lucrative career in a supportive and growth-focused environment.

In this pivotal role, you will be at the forefront of connecting individuals and businesses across Montego Bay and surrounding communities with essential insurance solutions. Your primary focus will be on proactive sales, identifying client needs for various insurance products including life, health, property, and general liability. You’ll be responsible for educating prospective clients on the benefits of our comprehensive offerings, tailoring policies to meet specific requirements, and guiding them through the application process with professionalism and clarity. Success in this area directly translates into your earning potential, with an uncapped commission structure rewarding your dedication and sales achievements.

Beyond sales, you will also play a crucial role in our claims process. While not directly adjudicating claims, you will be the initial point of contact for clients reporting incidents, providing empathetic support, and accurately documenting details. You will guide them through the necessary steps, ensuring all required information is gathered, and liaise seamlessly with our internal claims department to facilitate timely and efficient resolution. This dual focus on sales and client advocacy ensures a diverse and impactful day-to-day experience, allowing you to truly be a holistic advisor to our clientele.

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We are looking for self-starters who are excited by the prospect of building their own client portfolio and contributing significantly to our market presence in Montego Bay. If you possess exceptional communication skills, a natural ability to build rapport, and an unwavering commitment to customer service, then Career.zycto offers the platform for your success. We provide comprehensive training programs, access to cutting-edge tools and resources, and continuous mentorship to ensure you are equipped to thrive. Embrace the opportunity to make a tangible difference in people’s lives while achieving your financial goals.

Key Responsibilities

  • Develop and maintain a robust client base through proactive sales activities and networking.
  • Conduct thorough needs assessments to identify clients' insurance requirements.
  • Present and explain various insurance products, including life, health, property, and casualty.
  • Process insurance applications accurately and ensure full compliance with regulatory standards.
  • Educate clients on policy terms, coverage details, and benefits.
  • Serve as the initial point of contact for clients reporting claims, providing guidance and support.
  • Accurately document claims information and liaise with internal departments for resolution.
  • Achieve and consistently exceed assigned sales targets and performance metrics.
  • Maintain up-to-date knowledge of industry trends, product innovations, and regulatory changes.
  • Provide exceptional customer service to foster long-term client relationships.

Required Skills

  • Proven sales acumen with a strong ability to build rapport and close deals.
  • Excellent verbal and written communication, negotiation, and interpersonal skills.
  • Self-motivated, goal-oriented, and highly organized with strong time management abilities.
  • Ability to work independently and manage a diverse client portfolio.
  • Proficiency in CRM software and Microsoft Office Suite (Word, Excel, Outlook).
  • Strong problem-solving and decision-making capabilities.
  • High level of integrity, professionalism, and ethical conduct.
  • Ability to understand and clearly explain complex insurance products and policies.

Preferred Qualifications

  • Prior experience in insurance sales, financial services, or a related customer-facing role.
  • Relevant insurance certifications or licenses (e.g., LUTC, CLU) are highly advantageous.
  • Familiarity with the Montego Bay and wider St. James market.
  • A valid driver's license and access to a reliable vehicle.
  • Bilingualism (English and Spanish) is a plus.

Perks & Benefits

  • Uncapped earning potential through a highly competitive commission structure.
  • Comprehensive training and ongoing professional development programs.
  • Supportive team environment and mentorship opportunities.
  • Flexible work schedule, enabling a healthy work-life balance.
  • Clear opportunities for career advancement and leadership roles.
  • Access to a diverse portfolio of leading insurance products.
  • The satisfaction of helping individuals and businesses protect their assets and futures.

How to Apply

Interested candidates are invited to submit their resume and a concise cover letter detailing their sales experience, their understanding of a commission-based role, and why they are an ideal fit for this opportunity. Please click the application link below to proceed with your submission. We encourage you to highlight any specific achievements in sales or customer service.

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