About Company
Join Career.zycto, a dynamic force in the financial services sector dedicated to empowering individuals and businesses through strategic financial solutions. For a Mortgage Specialist, our collaborative environment offers unparalleled growth opportunities, cutting-edge resources, and a client-centric approach that truly makes a difference. We champion innovation and professional development, ensuring our team is always at the forefront of the industry. Here, your expertise in mortgage lending will be valued, nurtured, and instrumental in shaping our clients’ financial futures. We pride ourselves on fostering a culture where every specialist can thrive and achieve their highest potential.
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Job Description
Are you a highly motivated and client-focused financial professional with a passion for helping individuals achieve their homeownership dreams? Career.zycto is seeking an experienced Mortgage Specialist to join our thriving team in Changi, Singapore. This is an exceptional opportunity for a dedicated individual to play a pivotal role in our continued success, working within a supportive and innovative environment.
As a Mortgage Specialist, you will be the trusted advisor for our clients, guiding them through the intricate process of securing mortgage financing. You will be responsible for understanding their unique financial situations, assessing their eligibility for various loan products, and presenting tailored solutions that align with their goals. This role demands a deep understanding of the Singaporean property market, mortgage regulations, and an unwavering commitment to delivering outstanding customer service. You will cultivate strong relationships with clients, real estate agents, and other stakeholders, ensuring a seamless and positive experience from initial inquiry to loan disbursement. Career.zycto offers a challenging yet rewarding career path, where your expertise directly contributes to our clients’ financial well-being and our company’s growth. We are looking for someone who thrives on problem-solving, is meticulous in their work, and possesses excellent communication skills to articulate complex financial information clearly and concisely. If you are ready to elevate your career and make a tangible impact, we invite you to apply.
Key Responsibilities
- Conduct comprehensive financial needs assessments for clients seeking mortgage financing.
- Advise clients on suitable mortgage products, terms, and conditions offered by various financial institutions.
- Guide clients through the entire mortgage application process, ensuring accuracy and completeness of all required documentation.
- Liaise effectively with banks, real estate agents, lawyers, and other relevant parties to facilitate smooth transactions.
- Stay abreast of market trends, interest rate fluctuations, and regulatory changes within the Singapore mortgage landscape.
- Build and maintain a robust network of client referrals and professional contacts.
- Ensure strict compliance with all industry regulations and company policies.
- Provide exceptional post-application support and manage client expectations throughout the loan approval process.
- Identify opportunities for cross-selling other financial products where appropriate.
Required Skills
- Minimum 3 years of proven experience as a Mortgage Specialist, Mortgage Advisor, or similar role in Singapore.
- Strong understanding of Singapore's mortgage market, property financing regulations, and banking products.
- Excellent communication, interpersonal, and negotiation skills.
- Demonstrated ability to build rapport and trust with clients.
- Meticulous attention to detail and strong organizational abilities.
- Proficiency in Microsoft Office Suite (Word, Excel, Outlook).
- Ability to work independently and as part of a collaborative team.
- Results-oriented with a strong drive to meet and exceed targets.
Preferred Qualifications
- Relevant certifications in financial services or mortgage advisory.
- A Bachelor's degree in Finance, Banking, Business Administration, or a related field.
- Existing network within the real estate or financial services industry in Singapore.
- Bilingual capabilities (e.g., English and Mandarin) to serve a diverse client base.
Perks & Benefits
- Competitive salary and attractive commission structure.
- Comprehensive health and dental insurance.
- Generous annual leave and sick leave.
- Professional development and training opportunities.
- Employee wellness programs.
- Modern and collaborative office environment.
- Opportunities for career advancement within a growing company.
How to Apply
To embark on a rewarding career as a Mortgage Specialist with Career.zycto, please click on the application link below to submit your resume and a cover letter detailing your relevant experience and why you are the ideal candidate for this role. We look forward to reviewing your application.
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