About Company
City National Bank of Florida (CNB) is a premier financial institution rooted in Florida, proudly serving our communities since 1946. We are dedicated to providing exceptional financial services, building enduring client relationships, and fostering an environment where our employees can thrive. As one of the largest financial institutions headquartered in Florida, CNB offers a comprehensive suite of banking products and services to individuals, businesses, and institutions. Our commitment to integrity, innovation, and community involvement drives our success and differentiates us in the market. We believe in empowering our team members with the tools and support they need to deliver best-in-class service while upholding the highest standards of compliance and ethics. Join a team where your contributions are valued, and your career growth is supported.
Job Description
City National Bank of Florida is seeking a diligent and detail-oriented Online KYC Analyst to join our expanding compliance team. This fully remote position offers an exciting opportunity to contribute to our critical anti-money laundering (AML) and know your customer (KYC) efforts from the comfort of your home office, while remaining an integral part of our Florida-centric operations. As an Online KYC Analyst, you will play a crucial role in safeguarding the bank and its clients against financial crime by conducting comprehensive due diligence on new and existing customer accounts. Your responsibilities will involve meticulously reviewing customer information, identifying and assessing potential risks, and ensuring strict adherence to all relevant regulatory requirements, including the Bank Secrecy Act (BSA) and the USA Patriot Act.
This role demands a keen eye for detail, strong analytical skills, and the ability to work independently in a fast-paced, dynamic environment. You will be responsible for onboarding procedures, periodic reviews, and enhanced due diligence (EDD) processes, leveraging various internal and external data sources. The ideal candidate will possess a solid understanding of financial products, customer types, and the regulatory landscape governing financial institutions. You will collaborate closely with other compliance professionals, customer service teams, and business units to maintain robust compliance standards and mitigate risks effectively. If you are passionate about financial crime prevention and thrive in a remote work setting that values accuracy, efficiency, and proactive risk management, we encourage you to apply and become a key part of our commitment to financial integrity.
Key Responsibilities
- Conduct thorough Know Your Customer (KYC) due diligence on new and existing clients, including individuals, corporations, and other entities.
- Perform Enhanced Due Diligence (EDD) for high-risk customers and complex entities in accordance with internal policies and regulatory requirements.
- Analyze and verify customer identification documents, beneficial ownership structures, and source of wealth/funds information.
- Screen customers against sanctions lists (OFAC), PEP lists, and adverse media to identify potential risks.
- Identify, investigate, and report suspicious activity or red flags to the appropriate internal teams and management.
- Maintain accurate and detailed records of all due diligence activities and findings within the bank's systems.
- Collaborate with Relationship Managers and other departments to gather necessary information and resolve discrepancies.
- Stay current with evolving AML/KYC regulations, industry best practices, and internal policies.
- Contribute to the continuous improvement of KYC processes and procedures.
- Provide guidance and support to internal stakeholders on KYC-related inquiries.
Required Skills
- Minimum of 3 years of experience in KYC, AML, or financial crime compliance within a financial institution.
- Strong understanding of BSA, AML, OFAC, and USA Patriot Act regulations.
- Proficiency in conducting open-source intelligence (OSINT) research and utilizing various due diligence tools.
- Excellent analytical, problem-solving, and critical thinking skills.
- Exceptional attention to detail and accuracy.
- Ability to work independently and manage multiple priorities in a remote work environment.
- Strong written and verbal communication skills.
- Proficiency with Microsoft Office Suite (Word, Excel, Outlook).
- High school diploma or equivalent.
Preferred Qualifications
- Bachelor's degree in Finance, Business Administration, Criminal Justice, or a related field.
- ACAMS (Certified Anti-Money Laundering Specialist) certification or similar compliance certification.
- Experience with case management systems and CRM platforms.
- Familiarity with various financial products and services.
- Prior experience working in a fully remote compliance role.
Perks & Benefits
- Competitive salary and performance-based bonuses.
- Comprehensive health, dental, and vision insurance plans.
- 401(k) retirement plan with company match.
- Generous paid time off and holidays.
- Life insurance and disability benefits.
- Professional development and career growth opportunities.
- Employee assistance program.
- Work-from-home stipend for essential office equipment and internet.
How to Apply
Interested candidates are invited to submit their application through our official careers portal. Please click on the application link below, search for ‘Online KYC Analyst’ or similar compliance roles, and follow the instructions to complete your application. We look forward to reviewing your qualifications!