About Company
Embark on a dynamic career journey with a leading innovator in credit risk management. Career.zycto empowers individuals to build foundational expertise in financial analysis and client assessment. We’re not just a company; we’re a launchpad for future financial professionals, offering unparalleled mentorship and exposure to diverse credit portfolios. For an aspiring credit assessment trainee, this is where theory meets practical application, fostering critical decision-making skills in a supportive, growth-oriented environment. Join us and shape the future of credit.
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Job Description
Are you a recent graduate or an ambitious individual with a keen interest in finance, eager to kickstart your career in credit assessment? Career.zycto is seeking a motivated and analytical Credit Assessment Trainee to join our growing team in Dorval, Montreal. This is an exceptional entry-level opportunity designed to provide comprehensive training and hands-on experience in evaluating creditworthiness, mitigating risk, and contributing to sound financial decisions.
As a Credit Assessment Trainee, you will be immersed in the intricacies of financial analysis, learning to interpret financial statements, assess repayment capacity, and identify potential risks. You will work alongside seasoned credit analysts, gaining invaluable insights into our methodologies, policies, and the broader financial landscape. Our structured training program will equip you with the essential tools and knowledge to develop into a proficient credit professional. This role is perfect for someone who thrives on problem-solving, possesses a meticulous eye for detail, and is committed to continuous learning.
You’ll be responsible for supporting the credit team in various capacities, from gathering and verifying financial data to preparing initial credit summaries. This position offers a unique chance to understand how credit decisions impact individuals and businesses, contributing directly to our company’s success and the financial health of our clients. If you’re looking for a challenging yet rewarding role where you can grow your expertise from the ground up within a supportive and dynamic environment, Career.zycto welcomes your application. Join us and build a solid foundation for a successful career in financial services.
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Key Responsibilities
- Assist senior credit analysts in gathering and verifying financial data from various sources.
- Learn to analyze financial statements (income statements, balance sheets, cash flow statements) to assess credit risk.
- Prepare preliminary credit reports and summaries, highlighting key findings and risk factors.
- Support the team in conducting due diligence and background checks on applicants.
- Familiarize yourself with credit policies, procedures, and regulatory requirements.
- Maintain accurate and organized documentation of credit applications and assessments.
- Participate in team meetings and training sessions to enhance knowledge of credit assessment principles.
- Communicate effectively with internal teams to facilitate the credit assessment process.
- Contribute to continuous improvement initiatives within the credit department.
Required Skills
- Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
- Strong analytical and problem-solving skills.
- Excellent attention to detail and accuracy.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
- Strong verbal and written communication skills in English.
- Ability to work effectively both independently and as part of a team.
- Demonstrated eagerness to learn and adapt in a fast-paced environment.
Preferred Qualifications
- Basic understanding of financial ratios and credit principles.
- Bilingualism (English and French) is a strong asset.
- Prior internship or coursework related to financial analysis or credit.
- Familiarity with financial software or databases.
Perks & Benefits
- Comprehensive training and mentorship program.
- Opportunities for career growth and professional development.
- Competitive salary package.
- Health and dental benefits.
- Paid time off and holidays.
- Dynamic and supportive work environment.
- Convenient location in Dorval, Montreal with easy access to public transport.
How to Apply
To apply for this exciting Credit Assessment Trainee position, please click on the application link below. Submit your resume and a cover letter outlining your interest in the role and how your skills align with our requirements. We look forward to reviewing your application!
